Health insurance that fits your doctors and your budget
For people under 65 who buy their own health insurance, for themselves or their family. Arin is a health insurance agent licensed in 38 states. He can help you enroll in any Marketplace plan available in your ZIP code, including plans from the big-name insurers you already know, plus private plans from well-known national insurance companies. He checks your premium tax credit and handles enrollment. Help costs you nothing.
The kinds of coverage Arin compares
ACA / Marketplace plans
Major medical coverage with the 10 essential health benefits and no pre-existing condition exclusions. You may qualify for a premium tax credit based on your household income. Arin checks that first, because it changes which plans are actually affordable.
Private health plans
Plans from well-known national insurance companies, sold outside the Marketplace. If you qualify, you can apply any month, with no enrollment period, and use doctors and hospitals nationwide. Health questions decide eligibility, and pre-existing conditions may not be covered. The premium tax credit does not apply to them. Some private plans, like fixed indemnity plans, are not comprehensive major medical coverage.
Dental and vision
Standalone dental and vision coverage you can add to any health plan.
Supplemental coverage
Extra coverage you can add alongside a health plan. Arin explains what it pays for, and what it does not, on the call.
Health insurance, answered plainly
Does it cost anything to use an agent for health insurance?
No. Carriers pay agents directly, and your premium is the same with or without one. Going through an agent adds plan comparison, subsidy checks, enrollment help, and year-round support at no extra cost.
How do I know if I qualify for an ACA subsidy?
Eligibility is based on your expected household income and family size for the year. Arin runs the numbers for you before you ever look at plan prices.
Can I get health insurance outside of open enrollment?
Often, yes. Life events such as losing employer coverage, moving, getting married, or having a child open a special enrollment period. Arin checks what applies to you on the call.
Which states can you help me in?
Arin is licensed in 38 states, including Florida, Texas, Georgia, and Pennsylvania, and works with both HealthCare.gov and the state-run marketplaces like Pennie and Georgia Access.
Getting close to enrollment season? Read the ACA open enrollment checklist or see the Marketplace and private plans Arin can enroll you in.
One call, and you will know what you qualify for
Help costs you nothing. Consent is not a condition of purchase, and your information is never resold.