Insurance, in plain English
Straightforward guidance to help you make confident decisions about your coverage, with no jargon and no sales pressure.
Deductibles, Copays, Coinsurance, and Out-of-Pocket Max Explained
A plain-English guide to the cost terms on your health plan, so you can understand what you pay and when.
Read the articleHow to Review Your Insurance After Marriage, a New Baby, or Another Big Life Change
Big life events can change what coverage you need and even open a window to update your plans. Here is a simple way to review your insurance after a marriage, a new baby, or another major change.
Read the articleHow Accident and Critical Illness Policies Help Fill Coverage Gaps
Even a solid health plan can leave you with out-of-pocket costs. Here is how supplemental accident and critical illness policies work and when they may help.
Read the articleWhat a Special Enrollment Period Is and When You Might Qualify
Missing open enrollment does not always mean you are stuck without coverage. Here is how special enrollment periods work and the life events that may open a window for you.
Read the articleIs Standalone Dental and Vision Coverage Worth Adding?
A plain-English look at how standalone dental and vision plans work, who tends to benefit, and the questions to ask before you sign up.
Read the articleTurning 26 and Losing a Parent's Health Plan: Your Coverage Options
Aging off a parent's health insurance at 26 opens a special window to get your own coverage. Here is how the transition works and what choices to consider.
Read the articlePPO vs HMO: How to Choose the Right Health Plan for You
Understanding the practical differences between PPO and HMO health plans can help you pick coverage that fits your doctors, budget, and lifestyle.
Read the articleUnderstanding ACA Marketplace Subsidies and Who May Qualify
A plain-English guide to how ACA marketplace subsidies work, the two main types of savings, and the general factors that help decide if you may qualify.
Read the articleYour ACA Open Enrollment checklist for this year
Open enrollment is short. Here is exactly what to gather and check so you do not overpay or miss a subsidy you qualify for.
Read the articleTerm vs. whole life: which one actually fits?
They protect the same people in very different ways. A quick, jargon-free way to think about the choice.
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