Marketplace open enrollment for 2027 coverage runs Nov 1 to Jan 15. Plans starting Jan 1 need an application by Dec 15.Marketplace open enrollment for 2027: Nov 1 to Jan 15. Jan 1 coverage needs an application by Dec 15.(954) 812-2577
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ACA / MarketplaceJune 28, 2026 · 5 min read

Your ACA Open Enrollment checklist for this year

Open enrollment is short. Here is exactly what to gather and check so you do not overpay or miss a subsidy you qualify for.

Open enrollment only comes once a year, and the window is short. A little prep goes a long way toward getting the right plan at the right price.

Gather these before you shop

  • Your expected household income for the year
  • Everyone who will be on the plan
  • Your preferred doctors and any regular prescriptions

Check your subsidy first

Many people qualify for premium tax credits and never claim them. Before you look at plan prices, find out what you are eligible for. It changes which plans are actually affordable.

Do not just auto-renew

Plans change every year. The plan that was best last year may not be this year. It only takes a few minutes to compare, and we do it for you at no cost.

Questions? Reach out and a licensed agent will walk you through it.

Have a question about your coverage?

A licensed broker can walk you through your options at no cost.

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