Terms of Service
ArinHealthAgent.com is owned by AKInsurance Brokerage LLC and run by Arin Donik Karabulut, a licensed Florida health insurance agent (FL license G195604, NPN 21413606). AKInsurance Brokerage LLC is not an insurance agency. Insurance is offered by Arin as an individual agent, registered with the federal Marketplace and appointed directly with the insurance companies he represents. In these Terms, "we" means ArinHealthAgent.com and Arin.
These Terms of Service ("Terms") govern your use of the ArinHealthAgent.com website. By using the site, you agree to these Terms. If you do not agree, please do not use the site.
About our services
Arin is a licensed insurance agent appointed directly with the insurance companies he represents. He helps you compare and apply for Marketplace plans and plans from those companies. Information on this site is provided for general educational purposes and does not constitute an offer of insurance. Quotes are estimates, and any coverage is subject to the terms, underwriting, and approval of the issuing carrier.
Not professional advice
Content on this site is not legal, tax, or medical advice, and it is not a substitute for the terms of an actual insurance policy. For decisions about your specific situation, speak with a licensed agent or the appropriate professional.
Eligibility and accurate information
You must be at least 18 years old to submit a request. You agree to provide accurate information and to keep it current so we can serve you properly.
Consent to be contacted
When you book a call or submit a request and give consent, you agree that Arin may contact you at the phone number and any email address you provide, including by phone call, text message, and email, and using automated technology. Consent is not a condition of purchase, and you may opt out at any time, including by replying STOP to any text. See our Privacy Policy for details.
SMS program terms
Text messages are sent by ArinHealthAgent.com to consumers who booked a call or requested an insurance quote and agreed to be contacted by text. Message frequency varies based on your quote and enrollment activity. Message and data rates may apply. Reply STOP at any time to cancel and receive no further messages, or reply HELP for assistance. You can also reach us at (954) 812-2577. Mobile carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how we handle your information.
Intellectual property
The site and its content, including text, graphics, logos, and design, are owned by the site owner identified at the top of these Terms, or its licensors, and are protected by applicable laws. You may not copy, reproduce, or distribute the content without our permission.
Third-party links
The site may link to third-party websites. We are not responsible for the content, policies, or practices of those sites.
Disclaimers and limitation of liability
The site is provided on an "as is" and "as available" basis without warranties of any kind. To the fullest extent permitted by law, neither we nor the site owner is liable for any indirect, incidental, or consequential damages arising from your use of the site.
Governing law
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws rules.
Changes to these Terms
We may update these Terms from time to time. Changes take effect when posted, and the "Last updated" date above will reflect the most recent version.
Contact us
ArinHealthAgent.com
Arin Donik Karabulut
Phone: (954) 812-2577
Email: admin@arinhealthagent.com
ArinHealthAgent.com is run by Arin Donik Karabulut, a licensed Florida health insurance agent. It is not connected with or endorsed by the U.S. government or the federal Medicare program.