Arin KarabulutCoral Springs, FL · Licensed FL agent · G195604Talk to a Florida health insurance agent, not a call center.
A free 15-minute call about private health plans, sold outside the Marketplace. Arin checks which ones you may qualify for and what they cost for your age and ZIP.
Who this is for: under 64, not on Medicare, buying your own plan. Arin helps with private and Marketplace plans.
What Arin compares
- Private health plans for under 64, health questions apply
- Fixed indemnity, not major medical
- Dental and vision
- Help 7 days a week, even after you enroll
- No broker fee. Carriers pay the broker, not you
- You pick the time. You get a confirmation text and a reminder, then Arin calls.
What Arin compares
Private health plans
Plans from well-known national insurance companies, sold outside the Marketplace, for people under 64 who buy their own coverage. They are not ACA plans: health questions decide eligibility, and pre-existing conditions may not be covered. If you qualify, you can apply any month.
- Under 64
- Apply any month
- If you qualify
Fixed indemnity
Fixed indemnity plans pay a set cash amount for covered care. They are not comprehensive major medical coverage, and they do not replace it.
- Not major medical
- If you qualify
Dental and vision
Standalone dental and vision coverage, on its own or alongside any health plan.
- Standalone
- No health plan needed
Some private plans, like fixed indemnity plans, are not comprehensive major medical coverage.
Private plans are sold outside the Marketplace, so Marketplace savings do not apply to them.

One person from quote to renewal
Arin Karabulut has been a licensed health insurance agent since 2024. He is registered with the federal Marketplace and appointed directly with well-known insurance companies, so he can compare private plans from more than one company for your age and ZIP code. You talk to Arin himself, before and after you enroll.
- He calls at your time15 minutes: your age, ZIP, household, health, doctors and prescriptions.
- You see real pricesThe private plans you may qualify for, with quotes for your age and ZIP, side by side.
- Decide when you're readyNothing is signed on this first call. He files the paperwork when you say go.
- Licensed in 38 states
- NPN 21413606
- Registered with the federal Marketplace
What a Florida health insurance broker does for you
Compares plans across carriers
Private health plans from more than one insurance company, plus dental and vision coverage, priced for your age, ZIP and household, side by side on one list.
Explains what each plan does and does not cover
Networks, waiting periods and what is excluded, in plain words, before you apply.
Handles the application
The health questions, the start date and any disclosure forms, filed correctly the first time. You get the confirmation, not a to-do list.
Stays your broker after you enroll
Renewals, a claim that was denied, a bill that looks wrong. Same person, same number, for as long as you keep the plan.
Questions about using a health insurance broker
Do I have to enroll on the call?
No. You don't sign or pay anything on this first call. You get the plan names, the monthly numbers and the start dates, and you decide when you are ready.
Will other agents call me?
No, unless you ask Arin to connect you with another licensed agent. Your number goes to Arin. It is never sold to other agents or lead companies. You get texts about your appointment and the call at the time you picked. After that, Arin may follow up about the options you talked about, and you can reply STOP to any text.
Can I apply any month?
Yes. Private plans have no open enrollment period: if you qualify, you can apply any month of the year. Health questions decide eligibility.
Does Arin charge a fee?
No. There is no broker fee. The insurance company pays Arin's commission, and your premium is the same with or without him.
Are private plans the same as ACA coverage?
No. Private plans are not ACA plans. They use health questions and may not cover pre-existing conditions, and fixed indemnity plans are not comprehensive major medical coverage. Arin explains what a plan does and does not cover before you apply.
Your prices are one call away
By booking a call you agree that ArinHealthAgent.com may call or text you at the number provided about your appointment and insurance options, including with automated technology. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to any text to opt out.
Arin Karabulut is a Florida resident agent, FL license G195604, NPN 21413606, licensed in 38 states, registered with the federal Marketplace and appointed directly with the insurance companies he represents. Carriers pay the broker commission, so the plan costs the same with or without Arin. Not affiliated with or endorsed by HealthCare.gov or any government agency.

