Understanding Your Coverage Options
When it comes to health and dental insurance, there are two main routes to coverage — Government Programs and Private Insurance. Each type has its own rules, costs, and eligibility criteria.
Private Insurance
Private or “off-marketplace” health plans are sold directly by insurance companies, not through the government exchange. These plans may offer additional network options, plan types, or benefits, but they do not include government subsidies.
Government(ACA/Obamacare)
ACA Marketplace plans (also known as “Obamacare” plans) are offered through the federal or state exchanges. These plans are required to cover essential health benefits, and most people qualify for premium tax credits or subsidies based on income and household size.
Priority
Protect Your Smile with Dental Coverage
Private dental plans help cover routine checkups, cleanings, and major dental procedures — giving you access to quality dental care from licensed dentists without the high out-of-pocket costs.
-Arin k.
Why Choose Me as Your Insurance Agent
Finding the right insurance can feel overwhelming—but it doesn’t have to be.
With personalized support, ongoing service, and access to top carriers, I’m here before, during, and after you enroll. No call centers. No guesswork. Just real help from someone who puts your best interest first!